6 Things To Do If a Diamond Falls Out of Your Engagement Ring

1. Don’t panic!

First, take a deep breath and assess the situation. While it’s definitely not ideal to lose a diamond from your engagement or wedding ring, it happens more often than you might think. Whether it’s the result of wear and tear or a one-off mishap, the most important thing is to stay calm and follow these steps to restore your precious ring.

2. Assess the Situation

Take a careful look at your ring to see exactly what’s missing. Is it the main diamond or a smaller stone? If you can, retrace your steps and thoroughly search the areas you’ve been in recently. This includes checking every nook and cranny—think under couch cushions, inside coat pockets, and along any surfaces where your ring might have snagged. If you’re out in public, it’s also worth letting people know what you’ve lost, just in case they come across it later.

3. Handle Your Ring With Care

If you’ve found the diamond, great! Before you do anything else, make sure to handle the stone carefully. If it’s a small accent diamond, you might want to use tweezers to pick it up so it doesn’t slip out of your hand again. Once you’ve secured it, store it in a small zip-top bag, velvet pouch, or even a small box until you can get it to a jeweller. Be sure to remove your ring as well to prevent any further damage.

If you suspect the diamond is loose but haven’t lost it yet, take off the ring and put it in a safe place until you can have it repaired. Prevention is key when it comes to avoiding future loss.

4. File an Insurance Claim

If the diamond is lost and you have insurance, it’s time to file a claim. Contact your insurer as soon as possible to report the loss. If you haven’t insured your ring, it’s a good reminder to do so, as covering future risks can offer peace of mind. Rings can often be added to existing homeowner’s or renter’s insurance policies, or you can create a standalone policy through a jewellery insurance provider.

More information on insurance

5. Head to a Jeweller

Whether you’ve found the diamond or need a replacement, your jeweller will be your next stop. If you have the stone, they’ll assess the damage and determine if any repairs to the setting are needed. This might involve tightening or replacing prongs to ensure the diamond stays securely in place.

If a replacement diamond is necessary, your jeweller will work with you to find a comparable stone based on the size, cut, and quality of the original. The cost of the replacement will depend on these factors, and if your ring is insured, your policy may cover it.

6. How to Avoid Future Damage to Your Ring

While engagement rings are made for everyday wear, they aren’t indestructible. To keep your ring safe, take a few precautions. Avoid wearing your ring during activities that could cause damage, such as gardening or exercising. When you’re at home, it’s a good habit to take your ring off and place it somewhere safe—like a dish or jewellery box—before doing anything that could harm it.

Regularly inspect your ring for signs of wear, such as loose prongs or movement in the stone. One easy way to check is by gently wiggling the diamond or listening for any rattling sounds when you shake the ring near your ear. If you notice anything unusual, take your ring to a jeweller for maintenance.

For long-term care, schedule an annual visit to your jeweller for cleaning and inspection. This will help catch any potential issues early on and keep your diamond sparkling and secure for years to come.

In Conclusion

In the unfortunate event that a diamond falls out, knowing what to do can help you resolve the issue quickly and with as little stress as possible. With the right care and attention, your ring will be back to its full brilliance in no time!